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Gold Star Family Finds Relief Through School Choice

When Jessica lost her husband in the line of duty, she became the sole decision-maker for her two daughters. She says the Opportunity Scholarship doesn’t just help with tuition — it gives her back something grief tried to take: the ability to choose.

Gold Star mother Jessica with her daughters Elizabeth and Caroline

Jessica doesn’t use dramatic language. She speaks carefully, with the measured tone of someone who has learned to carry a lot without showing all of it. Her husband was killed in the line of duty. She is now raising their two daughters — Elizabeth and Caroline — on her own.

There are decisions that used to be made together that she now makes alone. Every day.

“Making some of these choices on my own has been difficult,” she says. “But I just try to do the best that I can, thinking what he would want me to do for the kids as well.”

One of those choices is where Elizabeth and Caroline go to school. And for that choice, the Opportunity Scholarship Program has been, in Jessica’s own word, a godsend.

What It Means to Be a Gold Star Family

Gold Star families are those who have lost a loved one in active military service. The Gold Star designation is a mark of sacrifice — a recognition that someone in this family gave everything, and that the people left behind are carrying that loss forward.

For Jessica, that weight is practical as much as it is emotional. Grief doesn’t pause for school enrollment deadlines or tuition bills. It doesn’t pause for the thousand small decisions that two parents used to share and one parent now faces alone.

Educational choice is one of the most significant decisions a parent can make for a child. The school environment shapes not just academic outcomes but confidence, belonging, and stability — things that matter enormously for children navigating loss. Jessica takes that responsibility seriously. She thinks carefully about what her husband would have wanted. She holds that standard as she makes each call.

Gold Star family collage honoring Jessica's husband and their two daughter

The Financial Weight of Going It Alone

Private school tuition is a real cost. For a single-income household — for a widow raising two children on her own — it is a cost that can quickly become impossible without help.

Jessica is candid about this. She found a school environment she believes in, one where Elizabeth and Caroline are thriving. But without the scholarship, she isn’t sure she could sustain it.

“The opportunity scholarship is absolutely instrumental to me. It takes a lot of that financial weight off of me in the choice of choosing where I want my kids to go to school.”

That phrase — “the sort of environment” — matters. This isn’t only about academics or test scores. It’s about safety. Belonging. A place where two little girls who have already experienced profound loss can feel grounded and cared for.

Elizabeth and Caroline Are Thriving — and the Stakes Are Real

The girls are settled in their school. They have found their footing in an environment their mother carefully chose for them.

Jessica doesn’t take that stability lightly. She knows what disruption looks like for children who have already lost a parent. She knows that pulling her daughters out of a school where they are thriving would not just be inconvenient — it would be genuinely painful.

“I’m not sure I’d be able to do it without the scholarship,” she says. “And I know my children would be devastated to be taken out of this environment.”

For Elizabeth and Caroline, this school is not just an educational setting. It is continuity. Routine. A constant in lives that have already had too much change.

A Program Worth Fighting For

“It’s a little shocking to me that anyone would be against such a wonderful program.”

Jessica isn’t angry. She’s genuinely puzzled. From where she sits — as a widow, as a Gold Star mother, as someone who has navigated real hardship while trying to make the best possible choices for her children — the value of the program is simply obvious.

It’s a reminder that the families who most need school choice scholarships aren’t thinking about policy debates. They’re thinking about their kids. And from that vantage point, a scholarship that makes the right school accessible — that lifts a financial weight a single parent can’t otherwise carry — is not a political statement. It’s a lifeline.

Gold Star family collage honoring Jessica's husband and their two daughters

What Jessica’s Family Deserves — and What the EFTC Makes Possible

Scholarship programs like the one that supports Jessica’s family exist because donors chose to fund them and states chose to create the structures that make them possible. But availability varies widely. Not every Gold Star family lives in a state with a robust scholarship program. Not every single military parent has access to the same options Jessica found.

The Education Freedom Tax Credit, launching in 2027, is designed to close that gap. When eligible donors contribute to a qualifying Scholarship Granting Organization (SGO), they receive a dollar-for-dollar federal tax credit of up to $1,700. Any contribution above that amount is treated as a standard charitable deduction. There is no cap on total giving.

The national reach of the EFTC matters for families like Jessica’s. Military families move. Gold Star families grieve and rebuild in places they didn’t choose. A national scholarship infrastructure means the safety net doesn’t disappear when a family crosses a state line.

Jessica is doing everything she can for Elizabeth and Caroline. She’s making hard decisions alone, holding her husband’s memory as a guide, and fighting to keep her daughters in an environment where they are safe and growing.

“It’s a little shocking to me that anyone would be against such a wonderful program.”

A scholarship makes that possible. Donors make the scholarship possible. And the EFTC makes the donors possible — at national scale, for every Jessica who needs it.

What’s Next: Contributions to a qualifying scholarship granting organization (SGO) can be made at any point during the 2027 calendar year. When your 2027 federal return is filed, you will claim the Education Freedom Tax Credit and it will be applied directly against your federal tax liability.

About the Author

Tommy Schultz

Chief Executive Officer

Tommy Schultz is CEO of the American Federation for Children (AFC), the nation's largest school choice advocacy organization. A Stanford graduate and nearly decade-long AFC veteran, he has led advocacy efforts that have contributed to the passage of over 250 school choice laws nationwide and is a leading national voice on the Education Freedom Tax Credit (EFTC).

Disclaimer: This article is for informational and educational purposes only and does not constitute tax, legal, or financial advice. Tax laws are subject to change. Please consult a qualified tax professional regarding your individual circumstances. The Education Freedom Tax Credit is effective January 1, 2027. Contribution limits and program details are subject to IRS guidance and final program rules.